I read your post and thought of a proverb: "Measure three times, cut once".
It's great when someone is in a situation where they can measure several times and look at it from multiple perspectives, but there are situations when we have to react at the moment.
These are certainly not situations of a financial nature 🙂
If a wolf chases us in the forest, we run away immediately.

But if we are considering a financial offer, think twice. If we screw up, we won't feel guilty as if we acted impulsively.