Today felt like one of those “crypto + comfort food” kind of days. 😄
Work was slow, the kind of slow where my brain starts wandering, so I did what I usually do during those boring times... I plugged in my earphones and went down the crypto rabbit hole again.
From Altcoin Hunting to Just Keeping It Simple
A few years ago, I used to spend my free time hunting for new tokens to flip. I’d scroll through listings, chase narratives, and try to jump in early just to earn a quick profit. Sometimes it worked, sometimes it didn’t, but it was a fun experience for me.
These days, I’m done with that phase.
Now I mostly focus on the “main ones”: BTC, ETH, and of course, Hive. Hive has become such a big part of my investing journey that even if the price is on a downtrend, I still feel like it has a future worth waiting for. It’s not just a chart to me anymore, it’s the place where I write, connect with people, and slowly grow over time.
That’s why when I see Hive struggling on the price side, it hurts a bit more than just “oh, my bag is down.” It also means the dollar value of creators’ posts is shrinking, and I know a lot of people depend on those payouts in different ways.
The Inflation Talk and the HBD APR Debate
Because of that, it’s not surprising that more and more people are asking why Hive’s price keeps sliding. Today I read a post that dug into the issue of inflation... how much new HIVE is entering the market through inflation, DHF funding, and HBD interest.
One of the big suggestions mentioned was cutting HBD savings APR from 15% down to 6%.
As expected, reactions were mixed. Some feel it’s necessary and overdue. Others think it’s way too drastic and kills one of Hive’s best “selling points.” And honestly, I can see both sides.
If you’re mainly focused on Hive Power, it’s easier to agree with the cut. At the end of the day, HP holders are the ones absorbing the cost of HBD interest. So from that angle, lowering APR feels like protecting the base asset and making inflation more manageable.
But if you’re someone who likes HBD staking for passive income, a drop from 15% to 6% is a pretty big mood killer. The risk of holding an on-chain stablecoin suddenly doesn’t feel as rewarding anymore, especially when there are other yield options out there.
The tricky part for me is… I’m interested in both.
- I like HP because I enjoy creating content, curating, and having more influence on the platform.
- I also like the idea of building a future HBD stash for passive income.
So when I imagine APR going down to 6%, I honestly feel less excited about HBD. It becomes more of a “maybe later” instead of “I really want to build this position now.”
I understand the logic behind trying to reduce inflation, but I also think we can’t rely on APR cuts alone to solve Hive’s problems. We still need better onboarding, smoother UX, stronger marketing, and more liquidity paths so people can actually get in and out of Hive easily. Those are the things that can attract fresh demand, not just shuffle existing value around.
Where My Head Is At
Right now, I’m not fully taking sides. I’m still processing everything.
Part of me agrees that we do need to look seriously at inflation and long-term sustainability. Another part of me feels that making HBD less attractive in a time when the whole market is already shaky might scare away people who were just starting to get interested in Hive’s stablecoin use case.
So I’m in this middle zone: still bullish on Hive overall, still here creating, but also a bit worried about how these changes might affect user behavior going forward.
If you have thoughts on this... especially if you’re more into the numbers side of things... I’d really like to hear your take in the comments.
Ending the Day With Steamed Chicken & Ice Cream
After a whole day of thinking about APR, inflation, and long-term tokenomics, I decided to treat myself a little.
Tonight’s dinner was a comforting bowl of steamed chicken with mushrooms, plus slices of Chinese sausage on top. The flavors were subtle but rich, the kind of dish that is simple but makes you happy with every bite. A simple bowl of rice on the side, and I was done... I felt like I finally rewarded myself after a mentally heavy day.
And because I clearly have no self-control when it comes to dessert, I capped it off with a cookies-and-cream ice cream cone. Nothing fancy, just one of those straightforward joys you eat while walking and trying not to let it melt all over your hand. 😂
Crypto, Hive, work, dinner… it’s all part of the same daily rhythm for me now. Some days the charts go down, some days debates get heated, but at the end of it, I’m still here... posting, learning as I go, and enjoying small treats along the way.
Let me know how you feel about the HBD APR topic too. Are you more on the HP side, the HBD side, or stuck in the middle like me?
click here ⏩ City Life Explore TikTok Page 🎦
