Even at a 1/2%, one is still moving forward. I know exactly what the future will hold for me. A slow and steady growth financially as I have always believed. For my physical well being, my arthritic knees and hip will deteriorate further since I elected not to have knee and hip replacements.

Such is life moving forward. Sometimes you just know moving forward at 1/2%. I accept that and look forward to it.

Take care.