I did not realize there was a word for it, though I should have realized there would be, but I might be your partner in that. For very large costs like buying a house a certain due diligence is expected and then you do the deed. The checks and balances are known and hence it feels alright. Same with approving costs at work, a lot of zeros but once you approve it is within set patterns, and reviewed, and you are just doing your job.
However for the intermediate purchases for home my mind immediately goes to
- Best ROI, (even for a smart bulb)
- Worry of judgement (even though she might not say anything i don't want to appear less street smart to my spouse)
- Worry of screwing up the choice (the worst fear is buyer's regret.)
This was the case when i was earn in 1000s of INR and now that it is lakhs it is still the case :( So it happens that more often than not my spouse will be the one putting her foot down and saying "Buy It Now" to shake me out of my decision paralysis ;D