It may not be exactly the same thing, but your resistance to purchasing a treadmill reminds me of "the paradox of choice". Some people use different terms for it like "choice paralysis". Basically, when you're facing a decision and you have too many options, you spend way to long trying to make a decision and ultimately never do. I run into this a lot when it comes to purchases. I'll spend months researching, but when it finally comes to making the purchase, I'm so burned out from being worried about the best option that I never even go through with it.
Also, I've still been thinking about coins in the sense of dollars over sats simply because dollars are still relatively stable compared to the price of a sat. I would LOVE to see BTC become such a baseline economic tool that I can think of things as their value in sats, but I think we're still a ways off.