Being in IT, I was already vigilant against spam and phishing. When I started my crypto journey and heard of all the hacks and dangers that come with it, I pretty much avoided clicking any links. I have been better at finding faults like the incorrect name, URL, etc. With AI, I do think these bad actors and their methods will only get harder from here.
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It is going to get messy. People seem to only imagine all the "good" AI can do for them by making their lives easier, without considering what a bad actor will do with it.