Well that 6% is still a lot more than what banks do give you as interest. I don't know the engines of Hive good enough to know what would be better. To keep it at 15% or lower it to 6%.
I don't think that this would matter a lot to the outside world. I don't think that a lot of people did come to Hive to have the 15% interest on HBD. So, I don't think that lowering that would decrease that selling point of Hive, if it is a selling point at all.
Maybe but is less what a Treasury Bond will give you, which is very basic nowadays. I would probably put it at 10% but even that is a bit low IMHO.
For me 10% seems like a more realistic middle ground…. Though not sure if investors will be enticed by it.
True, banks pay way less… but within crypto, 6% doesn’t stand out at all. That’s why I’m unsure if lowering it this much helps Hive long-term. The APR was one of the few unique pulls we had.
We have way more options than banks. There are much less risky things than HBD that pay more than banks.
!LADY !PIZZA